Do I pay tax on a betting win in Ghana today?

No. The withholding on winnings was repealed on 2 April 2025 by Act 1129 and a licensed operator pays winnings in full.

Yes, from 2023 until 2 April 2025, at 10 per cent of the gross rather than of the profit. That distinction mattered a great deal: it applied to the amount returned rather than to the amount won, so a bettor could be taxed on a stake coming back.

Why does one bookmaker’s own terms still quote a rate?

Because operator terms go stale. One Ghanaian licensee still carries a withholding clause referring to an income tax provision that no longer applies. It is the operator’s copy that is out of date rather than the law that is unclear.

Is there still a gambling tax at all?

Yes, on the operator. A 20 per cent tax on gross gaming revenue remains, and it is a charge on the company rather than a deduction from a player. It does not reduce what you are paid.

Learn, four of five

There is no tax on a win today, and there was one until April 2025

Both halves of that sentence have to travel together. A page that says only the first is misleading about every year a reader can remember, and a page that says only the second is simply out of date.

2023 A withholding of 10% is introduced on winnings, charged on the GROSS rather than on the profit. That is the part most summaries get wrong: it applied to the amount returned, so a returned stake was inside the base.
2025-04-02 Act 1129 repeals it. From that date a licensed operator pays winnings in full and deducts nothing on account of tax.
Now Nothing is withheld from a player. A 20% tax on gross gaming revenue remains and it is the operator's charge, not yours. It does not come out of a payout.

A 10% withholding on gross winnings ran from 2023 until 2 April 2025.

Where you will still see the old rate

In an operator's own terms. At least one Ghanaian licensee still carries a withholding clause citing an income tax provision that has been repealed, which is a stale document rather than a live charge. If a cashier ever deducts on that basis, that is a question for the operator and then for the regulator.

Complaints about a licensed operator go to the Gaming Commission of Ghana, which is the body that issues the licence in the first place. How to check a book is on the register.

The other thing that ended on the same day

The levy on the mobile money transfer itself was repealed on 2 April 2025 as well, under a separate act, and charging entities were told to stop deducting it the same day. Two different charges, two different laws, one date, and they are frequently confused with each other.

Both, alongside the wallet ceilings.

Tax, asked plainly

Do I pay tax on a betting win in Ghana today?: No. The withholding on winnings was repealed on 2 April 2025 by Act 1129 and a licensed operator pays winnings in full.
Was it ever charged?: Yes, from 2023 until 2 April 2025, at 10 per cent of the gross rather than of the profit. That distinction mattered a great deal: it applied to the amount returned rather than to the amount won, so a bettor could be taxed on a stake coming back.
Why does one bookmaker’s own terms still quote a rate?: Because operator terms go stale. One Ghanaian licensee still carries a withholding clause referring to an income tax provision that no longer applies. It is the operator’s copy that is out of date rather than the law that is unclear.
Is there still a gambling tax at all?: Yes, on the operator. A 20 per cent tax on gross gaming revenue remains, and it is a charge on the company rather than a deduction from a player. It does not reduce what you are paid.